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It's difficult to trace back the origins of this game mainly because slight variations of it name are used in both countries, each wanting to claim it as theirs. It's been suggested that the game was first played with a deck of Tarot cards in the middle ages. The interesting bit to observe of course is that the casino is taking no risk here; they simply charge a fee from each
banker. Falguiere based the game on an old Etruscan ritual of the nine gods, who prayed to a blonde virgin on their tiptoes waiting for her to throw a nine-sided die. The basis of this game is very similar, but the rules and payoffs are much less
dramatic. Although a few rules have been changed here and there to accomodate the individual taste of a certain country, the style has remained the same. The limits are lower and usually range from a $2 to $5 minimum, up to $500 maximum. Lacking the formality and large group of players, mini-baccarat is played fast and is a good place to learn how to
play. You can bet on either hand to win. Betting on Player has a house edge of 1.24%, and betting on Banker has an edge of 1.06%, so betting on Banker is the best Baccarat play. Three cards is the max, though, no matter what. Only the last digit of the two-card total is counted. An 8 is an automatic win, unless the other side has a 9 (loss) or an 8 (tie) Is necessary to detail whether the Banker hits or stands, but it doesn't really matter, because you can't base any strategy on it
anyway. Most games with a low edge require you to learn some strategy; in Baccarat, you get the some low edge no matter what, because the only decisions you make are how much to bet and which of the two low-edge hands you want to bet on, Player or Banker.
The casino takes a 5% commission on winning hands when you bet on Banker. Try to play Baccarat at crowded tables, because that slows down the play. If the Banker hand
totals 7, 8 or 9, the Banker does not get another card. The suits of the cards
have no meaning in the game.
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