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Chemin de fer is very similar to baccarat as it's played in American casinos today. The difference is one of the players banks the game instead of the casino. The title of banker rotates around the table in a manner similar to the dice at a craps table. Although a few rules have been changed here and there to accomodate the individual taste of a certain country, the style has remained the same. In casinos based in the Portuguese territory of Macao, near Hong Kong, the popularity of baccarat is unrivaled. The limits are lower and usually range from a $2 to $5 minimum, up to $500 maximum. Lacking the formality and large group of players, mini-baccarat is played fast and is a good place to learn how to
play. Baccarat (pronounced bah-kah-rah) does have a couple of things in common with blackjack. Two hands are dealt, and the higher hand wins. One hand is called "Banker" and the other hand is deceptively called "Player", but you can bet on either
hand. The two cards might as be called Hand 1 and Hand 2. The hand closer to 9 wins. Aces count as 1, and face cards have no value. Is necessary to detail whether the Banker hits or stands, but it doesn't really matter, because you can't base any strategy on it
anyway. Most games with a low edge require you to learn some strategy; in Baccarat, you get the some low edge no matter what, because the only decisions you make are how much to bet and which of the two low-edge hands you want to bet on, Player or Banker.
The casino takes a 5% commission on winning hands when you bet on Banker. The dealers keep track of this and you pay the commission when you cash out at the end of your session.
Betting on Banker has a lower house edge, because the Banker hand is much more likely to win against the Player
hand. Try to play Baccarat at crowded tables, because that slows down the play. Cards 2 through 9 count as face value. 10, Jack,
Queen, and King count as 0.
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